Our money for your purposes

If you find yourself in a situation where you have to file for emergency bankruptcy, you might want to consider applying for a debt consolidation loan. The reason being is that the bankruptcy process can be extremely frustrating, especially if you’re going through it for the first time. You’ll likely have a lot of credit […]

Many trucking companies strive to provide the best possible service to drivers and owners of commercial vehicles, and one way of doing that is by investing in new technology. Modern trucks often come with on-board computers that provide up-to-the-minute information about the performance of the vehicle and assist with calculations so that you can arrive […]

As the name suggests, small business loans are suitable for small businesses, regardless of the industry. Banks and other traditional loan providers tend to shy away from lending to businesses with fewer than 50 employees due to the increased risk of failure. However, alternative lenders are willing to provide small business loans with flexible repayment […]

Owning a home is incredible. It is a symbol of financial freedom, security, and relaxation. However, paying for that peace, tranquility, and stability is a challenge. If you find yourself in the midst of financial hardship and believe buying another home is not an option, then you should consider a balance transfer loan. A balance […]

If you’re reading this, I’ll assume you’re either an infertility patient or someone who knows one; had an endometrial biopsy or embryo transfer and is now considering an IVF loan. IVF, or in vitro fertilization, is a type of assisted reproductive technology (ART) that helps infertile couples have children. During the procedure, physicians remove eggs […]

The coronavirus pandemic laid bare the racial inequalities in the United States. The most affected were communities of color – African Americans and Latinos. White Americans were less affected. But the pandemic also exposed the precarious financial position of many US citizens, regardless of race. Many found themselves unable to service their debt, while some […]

You may not always have the money to pay for things when you need it and sometimes you’ll just want to keep what you have in case of an emergency. A free checking account is a great option for people who want to try a new financial product with no risk. Lots of banks offer […]

Ever wonder what makes for a satisfying bank account? What makes for a good-sized savings account? What if I told you that the key to a high-performing bank account was something you already have in your own home? Something that makes you feel safer and more comfortable in your own bed? You’d probably agree, right? […]

There are seven degrees of credit score: Excellent, Very Good, Good, Fair, Poor, and Bad. A score of 100 indicates perfect credit. A score of 90–99 is considered “good”, a score of 70–89 is considered “fair”, and a score below 70 is considered “poor” or “bad”. What is the worst credit score you’ve seen or […]

If you’re new to credit counseling, you might be wondering how bad your credit score really is. After all, you’re not likely to be able to open up a line of credit unless you have at least a score of 400. Under normal circumstances, your score should be at least 550 to qualify for the […]

I think we can all agree that the last couple of years have been rough for credit scores and credit rating agencies. As the world learned in the financial crisis of 2008, having a good credit score and rating isn’t necessarily proof that you’re a good borrower. In fact, a lot of people who had […]

While it’s not common knowledge, many people don’t know just how bad their credit score can be if they’re late on bills or have a history of missing payments. Having a credit score of below 600 is considered bad credit. A credit score of between 600 and 700 is average credit. A credit score over […]